The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs London

Master Adviser

22 Chancery Ln, London WC2A 1LA, UK – 020 7440 6250

Outstanding attention to detail. First class.

Plutus Wealth Management

Bridewell Gate, 9 Bridewell Pl, London EC4V 6AW, UK – 020 7871 5200

I cannot speak highly enough of Plutus Wealth Management and in particular Georgina Partridge. I have been a client with them for several years and their personal approach definitely separates them from their competition. They are a dynamic and engaging team with a strong focus on their purpose, which has always made me feel that I’m in very safe hands. Georgina constantly takes the time to understand my financial goals from a holistic perspective which we regularly review together, and it’s her honesty, professionalism and objectivity that I truly value and trust. I have recommended friends and colleagues to speak to Plutus about any of their financial concerns or objectives and I have no hesitation in continuing to do so. Fantastic service from a fantastic team!

I would highly recommend Plutus for mortgage advice. We worked with Andrew Richards and he was very thorough and helpful. Both myself and my husband have hectic lifestyles and Andrew worked around our crazy hours and was very patient when gathering all the information required. As we were so pleased with his advice and professionalism we have since pointed our close friends in his direction - so far thumbs up all round!


1st Floor, 20 Little Britain, London EC1A 7DH, UK – 020 7065 2740

I have been with Money Wise for many years and would not hesitate to recommend them. They are professional, friendly and extremely knowledgeable. They deal with my Pension, Investments and ISAs and I feel confident with their advice and recommendations. In addition they are very approachable and they take a personal interest. Perhaps the strongest recommendation I have is the trust I have with them.

Have been a customer with MONEYWISE for some months now and have found them very helpful, always have my interests at heart. The Advisor and the other staff have very valuable and detailed knowledge and all my pension plans were fashioned to suit me and everything about me. I would recommend MONEYWISE to anyone thinking about their financial position and in need of advice. Thanks

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around London.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Funding Circle

71 Queen Victoria St, London EC4V 4AY, UK – 020 7401 9111

Simple, honest, straight forward process. Plenty of communication, Would use again.

Funding-Tree (UK) Limited

40 Gracechurch St, London EC3V 0BT, UK – 020 7183 1426

Read current articles in MoneyWeek magazine.
Banks & Other Financial institutions offering mortgages, loans.


Barclays Bank

Gilray House, 146-150 City Rd, London EC1V 2NL, UK – 0345 734 5345

The location is perfect and easy spot. The service was good and the staff were very friendly and helpful. They take care of you in and finish your request in no time. They need to expand this branch and have other barclays branch employees train here, so they can learn how to treat customers like in this branch.

Barclays Bank

29 Borough High St, London SE1 1LY, UK – 0345 734 5345

Open my current account today. Employees are friendly and professional. Having good experience here!

Bank of America Merrill Lynch

2 King Edward St, London EC1A 1HQ, UK – 020 7628 1000

Their vice president has a level 1500 steam account, big up StrikeR


Building Societies


1 Threadneedle St, London EC2R 8AL, UK – 0800 554 1025

Very helpful staff and professional services. This branch also have longer opening hours than most others which is a great plus!

Modern branch, only opened a few years ago. Certainly one of the nicer ones. Not too busy if you need to speak to someone. Otherwise there are plenty of machines for you to use.

Nationwide Building Society

415 Strand, London WC2R 0NS, UK – 0800 554 0460

I have bank account with Nationwide and I'm very happy with this branch ,very helpfully fast and easy,I recomended is very good branch.Regards Cristian Buzan!

There fast and straight to the point. Professional "get it done" people.


62-63 Cheapside, London EC2V 6BP, UK – 0800 554 0239

Modern looking branch. I didn't need to wait long, the staff that attended me was friendly and got the job done.

Recently refurbished branch, so everything is modern, clean and new. Spacious too. Have only ever spoken to one member of staff, but she seemed friendly enough.

Mortgage Brokers

L&C Mortgages

4th Floor, 38 Lombard Street, London EC3V 9BS, UK – 0800 953 0304

I already have left one review for this amazing company. They apparently had a lucky draw for all customer and we were lucky enough to win this The company has the best ideas to please their customers. we are more than just happy to received a voucher worth a £100 for M&S. They did give us an option also which is another example of how they care about guest/customer requirements. They wanted us to decide whether we require one for Amazon or for M&S. I can not be more thankful for the excellent customer service that was provided and later own rewarded by amazing gift. Hats off to the company. I shopped fro my daughter ! felt absolutely amazing :) thanks guys!

Our mortgage adviser James Francis was always available and even responded to our emails during the weekend and on his days off. All matters are chased up quickly and professionally. Communications with him are spot on and we were never kept out of the loop with what's going on. Would definitely recommend.


117-119 Houndsditch, London EC3A 7BT, UK – 020 7220 5100

Great level of service. Managed expectations from beginning to end. Responsive and attentive to emails and phone calls. Most importantly found me a mortgage with the right lender at a good rate when other brokers were not able to. Really grateful for their service and saved me a lot of hassle.

I was referred to Daniel Keen by a friend who had used his services. Daniel got me a great deal and was in communication throughout. Transparent, efficient and easy to deal with. Will definitely use again!

Summit Capital Mortgages London

Warnford Court, 29 Throgmorton Street, London EC2N 2AT, UK – 020 3432 1423

I was looking to borrow a relatively large amount on my new purchase. I spoke with another broker that was quoted in the Telegraph as being a specialist in large mortgages. However, the options they presented to me were pretty poor and didn't really fit with what I was looking to do. I then found Summit Capital Mortgages and they provided me with a fantastic mortgage offer through a small private bank, I hadn't come across before. The mortgage is now completed and I will definitely look to use Summit Capital Mortgages again in the future.

One of the more honest mortgage guys I know. And he can get creative too. Highly recommended.

Mortgage direct companies with location map and contact details.