The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs London


1st Floor, 20 Little Britain, London EC1A 7DH, UK – 020 7065 2740

I have been with Money Wise for many years and would not hesitate to recommend them. They are professional, friendly and extremely knowledgeable. They deal with my Pension, Investments and ISAs and I feel confident with their advice and recommendations. In addition they are very approachable and they take a personal interest. Perhaps the strongest recommendation I have is the trust I have with them.

Have been a customer with MONEYWISE for some months now and have found them very helpful, always have my interests at heart. The Advisor and the other staff have very valuable and detailed knowledge and all my pension plans were fashioned to suit me and everything about me. I would recommend MONEYWISE to anyone thinking about their financial position and in need of advice. Thanks

Plutus Wealth Management

Bridewell Gate, 9 Bridewell Pl, London EC4V 6AW, UK – 020 7871 5200

I'm pleased to have got involved with a professional company like Plutus. Georgina & Ross have been excellent.

I cannot speak highly enough of Plutus Wealth Management and in particular Georgina Partridge. I have been a client with them for several years and their personal approach definitely separates them from their competition. They are a dynamic and engaging team with a strong focus on their purpose, which has always made me feel that I’m in very safe hands. Georgina constantly takes the time to understand my financial goals from a holistic perspective which we regularly review together, and it’s her honesty, professionalism and objectivity that I truly value and trust. I have recommended friends and colleagues to speak to Plutus about any of their financial concerns or objectives and I have no hesitation in continuing to do so. Fantastic service from a fantastic team!

Holder and Combes

20 Little Britain, London EC1A 7DH, UK – 020 7101 2817

I was recommended Holder and Combes by my accountant. I like the way they try and truly understand me and what is important for my future. They come up with interesting ideas and solutions and explain things clearly. In addition, I personally deal with Ed Holder and I always find our discussions rewarding and enjoyable. Terrific all round.

Holder and Combes have proved to be an invaluable resource for all aspects of our financial planning. They have taken the trouble to get to know us and our needs properly before suggesting a plan of action. Ed speaks in plain English and genuinely seems to relish the task of restructuring our finances to improve our quality of life. He goes the extra mile to find a solution to the knottiest of problems. I would recommend them without reservation.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around London.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Funding Circle

71 Queen Victoria St, London EC4V 4AY, UK – 020 7401 9111

Several years ago the Funding Circle provided First Technology Transfer with a loan to help develop our next generation real time programming courses. This year we approached them for a further loan to fund the development of a series of distance learning programs. We obtained a further loan. The whole process was dealt with courteously and professionally. Many thanks to all concerned.

Excellent service and perfect fit for our Company. We needed a short term loan to buy a property. The loan was set up and in our account within 2 weeks of making contact with Funding Circle. No obtrusive and irrelevant questions, just a straight forward approach with a very positive outcome - thank you

Business Expert Invoice Discounting and Factoring

71-75 Shelton St, London WC2H 9JQ, UK – 0800 024 2451

Business Expert's website is incredibly easy to use and I quickly found the funding options best suited to my business. With expert guidance from their team, I managed to secure a great deal.

Great platform! Works better than expected.


86-90 Paul St, London EC2A 4NE, UK – 020 3697 0477

Taking the bridging loan to purchase a new house was onerous for me. I researched about so many companies then decided to take it from Finanta. The team responded very quickly. It was the great experience taking the loan from Finanta. Have a look at my new house :)

Very efficient, fast service. Good communication throughout the process. You did a good job! Charged very nominal rate of interest and approved my short term loan quickly without any difficulty.

Read current articles in MoneyWeek magazine.
Bank Of Ireland Corporate Banking

Bow Bells House, 1 Bread St, London EC4M 9BE, UK – 020 7236 2000

Always been a fabulous bank even though I've had no branch for 3 years, being in England. They own the Post Office so it can offer most branch services, and the 365 online is fabulous, though adding payees or changing your phone number is a bit draconian.

Lloyds Banking Group Offices

Red Lion Court,, Red Lion Court, 46-48 Park St, London SE1 9EQ, UK

Nice building but needs some flowers as well a good cleaning Light fixtures look 60s

Danske Bank

75 King William St, London EC4N 7DT, UK – 020 7410 8000



Westpac Banking Corporation

Camomile Court, 23 Camomile St, London EC3A 7LL, UK – 020 7621 7000

Fantastic service! Staff were incredibly well informed, helpful and efficient. Having wasting considerable time trying to open an online account with another Australian bank, it was an absolute joy to find one that would do everything face to face. Thank you Westpac!

Excellent. Efficient and fast..


69 Old St, London EC1V 9JB, UK – 020 8790 9996

Very kindly service and good personal attention

Bank ABC

1-5 Moorgate, London EC2R 6AB, UK – 020 7776 4000

Very good

looking for Email address of Chairman ABC,Mr. Saddek Elkaber.

Building Societies

Building Societies Association

York House, 23 Kingsway, London WC2B 6UJ, UK – 020 7437 0655

Decent rooms for hire

Nationwide Building Society

415 Strand, London WC2R 0NS, UK – 0800 554 0460

Excellent service today! Just moved over from HSBC and the staff who helped me with an internet card reader were fantastic. The branch itself has just been redone and looks great! Thank you!

I have bank account with Nationwide and I'm very happy with this branch ,very helpfully fast and easy,I recomended is very good branch.Regards Cristian Buzan!


1 Aldgate, London EC3N 1RE, UK – 0800 554 1284

I phoned up to ask about their policy in accepting old pound coins, the chap I guess called “Chris” was so friendly over the phone that not only I walked in but switched my current account after he explained how else I could gain. Everyone was friendly. I am glad to have them in the community. Branch manager is a cool chap too. All the best.

I visited the branch one morning without an appointment as some banking documents became known to me last minute, for an official application due that same afternoon. The representative who spoke with me was Tarkan, who was professional, helpful - a breathe of fresh air compared to other official and commercial personnels I've had to deal with that week. He helped produce as many documents as he could to meet my documentation requirements. I've just had a successful application outcome for the matter! Much thanks to Tarkan I'd say. :) The branch is super swish and you get served in a 'coffee shop' setting (can't remember but I think they did offer proper coffee, too!), very interesting banking style.

Mortgage Brokers


117-119 Houndsditch, London EC3A 7BT, UK – 020 7220 5100

Excellent service throughout the entire process, great communications! Daniel is an amazing mortgage adviser, very professional, guiding us through every step, we really appreciate his help and will recommend friends to use Coreco.

I came in and spoke to Nikki who took care of everything from start to finish. She managed all my expectations and my whole application explaining everything to me in a way that I could understand it. I was able to give my input and we both came to a decision that best suited me. My case was rather difficult but Nikki made sure to find the provider that was perfect for my case and situation. I used to think brokers were a scam but now understand that they're there to help you find a lender that works for your situation. Without Nikki I wouldn't have the home I do now.

Capital Fortune - Mortgage Broker London

128-, 129 Cheapside, London EC2V 6BT, UK – 020 7710 0400

They simply get you mortgages in the most complex situations. I've tried other brokers and always end up coming back. Capital Fortune have a wide network of lenders and can utilise their resources to narrow down choices based on individual circumstances. Rob and David have put together a great team. Thanks for everything CF! Be back in a few years!

Recently divorced I was recommended Rob’s company to help me refinance. Particularly challenging at the time on a maintenance order. His personal yet incredibly professional approach was competent, efficient, and comprehensive. All delivered with a thoughtful and sensitive approach to my situation. Rob is vibrant, hardworking and energetic in his approach, an approach which is replicated by his team who all provide a dynamic, competitive and top-notch service. The entire process was seamless and now some 5 years later I will only use Capital Fortune for matters relating to my property financials. Can’t speak highly enough of them….

The London Mortgage Brokers LTD

Warnford Court, Throgmorton St, London EC2N 2AT, UK – 020 7412 8930

Phil and Steven provided me with a timely, high quality and friendly service. I was always kept well informed throughout the whole process of applying for my first time mortgage and now with my remortgage. Phil always explained everything thoroughly and simplified the legal jargon so I felt comfortable with the terms of my agreement. I would recommend them to anyone, especially to first time buyers who need some adidtional support with the whole scary mortgage process. Thank you so much! 😊

Helpful, efficient and human Mortgage Brokers! If you're looking for a friendly and professional mortgage broker, then I can definitely recommend The London Mortgage Brokers LTD. Chris was quick, helpful, professional and a pleasure to deal with all the way through.


L&C Mortgages

4th Floor, 38 Lombard Street, London EC3V 9BS, UK – 0800 953 0304

Mortgage application is currently in process. The initial adviser was very helpful and informative but the new case manager fails to acknowledge any emails which is pure rude. Is is as though they have my business so customer services is now out the window. The claims tracker is not correctly maintained. I work in a digital environment where customer experience is top of the list and there is definitely room for improvement at L&C. Review will be updated once the process is complete and rating changed accordingly dependant on future level of service. Come on L&C; it's easy to acknowledge your customers.... I must admit to now being nervous after reading many of the reviews. Fingers crossed the comms gets better...

They get mixed reviews here but all I can do is comment on the service we've been provided, which has been brilliant. Having been recommended L&C by a friend, we used them for our first ever mortgage when were two people with no experience of buying a house and they were very helpful when it came to guiding us through the various stages of the application. We have used them since when it has come to remortgaging and they have always been just as helpful as the first time. Good levels of communication and keeping us "in the loop", always quick to respond to queries and always very helpful. Thoroughly recommend them.

Alexander Hall Shoreditch Mortgage Broker

86-90 Curtain Rd, London EC2A 3AA, UK – 0800 038 3736

Comprehensive knowledge and super efficient! I had a challenging buy-to-let mortgage requirement which was complex in execution, and my previous broker failed in identifying banks which could do the deal. Alireza at Alexander Hall then came into the picture, we had the mortgage offer in a very short and painless process and at an incredibly competitive rate. Since then I've had three mortgages with Ali, including my own home. He's knowledgeable, warm and extremely professional. I would never go with anyone else and cannot recommend him and AA enough.

Great service. Advised us on two buy-to-let mortgages in an efficient manner with favourable rates. Very friendly and professional. Cannot recommend Ali enough.

Alexander Hall London Bridge Mortgage Broker

94 Borough High St, London SE1 1LL, UK – 0800 038 3736

I dealt with Yasar Ahmad for my BTL remortgage and have to commend the way he managed the whole process. From the initial mortgage review through to receiving the offer, Yasar was in contact with me throughout. I have no hesitation in recommending Yasar and Alexander Hall to others.

As a first time buyer, the thought of getting a mortgage was daunting to say the least. I met Tom Knee from Alexander Hall, who went through the numbers and process with me in a very professional manner and explained everything in way which was understandable. He was great from start to end, he was always readily available and has the patience of a saint, having to deal with my numerous calls and emails. He was happy to help and very knowledgeable, which filled me with great confidence. I would highly recommend their services. I am grateful for Tom's support and professionalism, I am now on the property ladder, thanks to you. I would definitely use them again!!!