The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs London


1st Floor, 20 Little Britain, London EC1A 7DH, UK – 020 7065 2740

I have been with Money Wise for many years and would not hesitate to recommend them. They are professional, friendly and extremely knowledgeable. They deal with my Pension, Investments and ISAs and I feel confident with their advice and recommendations. In addition they are very approachable and they take a personal interest. Perhaps the strongest recommendation I have is the trust I have with them.

Have been a customer with MONEYWISE for some months now and have found them very helpful, always have my interests at heart. The Advisor and the other staff have very valuable and detailed knowledge and all my pension plans were fashioned to suit me and everything about me. I would recommend MONEYWISE to anyone thinking about their financial position and in need of advice. Thanks

Master Adviser

22 Chancery Ln, London WC2A 1LA, UK – 020 7440 6250

Outstanding attention to detail. First class.

Plutus Wealth Management

Bridewell Gate, 9 Bridewell Pl, London EC4V 6AW, UK – 020 7871 5200

I'm pleased to have got involved with a professional company like Plutus. Georgina & Ross have been excellent.

I cannot speak highly enough of Plutus Wealth Management and in particular Georgina Partridge. I have been a client with them for several years and their personal approach definitely separates them from their competition. They are a dynamic and engaging team with a strong focus on their purpose, which has always made me feel that I’m in very safe hands. Georgina constantly takes the time to understand my financial goals from a holistic perspective which we regularly review together, and it’s her honesty, professionalism and objectivity that I truly value and trust. I have recommended friends and colleagues to speak to Plutus about any of their financial concerns or objectives and I have no hesitation in continuing to do so. Fantastic service from a fantastic team!

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around London.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Funding Circle

71 Queen Victoria St, London EC4V 4AY, UK – 020 7401 9111

Simple, honest, straight forward process. Plenty of communication, Would use again.

Read current articles in MoneyWeek magazine.
Bank Of Ireland Corporate Banking

Bow Bells House, 1 Bread St, London EC4M 9BE, UK – 020 7236 2000

Always been a fabulous bank even though I've had no branch for 3 years, being in England. They own the Post Office so it can offer most branch services, and the 365 online is fabulous, though adding payees or changing your phone number is a bit draconian.

Westpac Banking Corporation

Camomile Court, 23 Camomile St, London EC3A 7LL, UK – 020 7621 7000

Fantastic service! Staff were incredibly well informed, helpful and efficient. Having wasting considerable time trying to open an online account with another Australian bank, it was an absolute joy to find one that would do everything face to face. Thank you Westpac!

Excellent. Efficient and fast..

Bank of England

Threadneedle St, London EC2R 8AH, UK – 020 7601 4444

I am a pre 2017 pound coin. Those new kids took my job. Now, I feel worthless. Thanks to the nice folks at Bank of England for giving me a place in the museum. Not quite my old job, but haven't been put in a vending machine for ages!

I went to exchange some old twenty pound bills that went out of circulation and spent some time at the museum. It was time well spent. I enjoyed learning about the history of the bank, its architects, and was intrigued about how busy and crowded it was in the bank on the dividend day. A display of all the Bank of England notes was among my favorites, and of course who would refuse touching the real gold!


Danske Bank

75 King William St, London EC4N 7DT, UK – 020 7410 8000


TSB Bank

253 / 255 Southwark Park Rd, Bermondsey, London SE16 3TP, UK – 020 8790 9963

Great staff and service parking a nightmare for disabled people.

Opened a new account, great customer care and the bank manager is one of the best bank managers I have ever met! Highly recommend!

ING Bank N.V., London Branch

8-10 Moorgate, London EC2R 6DA, UK – 020 7767 1000



Building Societies

Building Societies Association

York House, 23 Kingsway, London WC2B 6UJ, UK – 020 7437 0655

Decent rooms for hire

Skipton Building Society - Holborn

81 High Holborn, London WC1V 6NG, UK – 020 7242 8147

Yorkshire Building Society

200 Strand, London WC2R 1DP, UK – 020 3733 8118

Mortgage Brokers

L&C Mortgages

4th Floor, 38 Lombard Street, London EC3V 9BS, UK – 0800 953 0304

Mortgage application is currently in process. The initial adviser was very helpful and informative but the new case manager fails to acknowledge any emails which is pure rude. Is is as though they have my business so customer services is now out the window. The claims tracker is not correctly maintained. I work in a digital environment where customer experience is top of the list and there is definitely room for improvement at L&C. Review will be updated once the process is complete and rating changed accordingly dependant on future level of service. Come on L&C; it's easy to acknowledge your customers.... I must admit to now being nervous after reading many of the reviews. Fingers crossed the comms gets better...

They get mixed reviews here but all I can do is comment on the service we've been provided, which has been brilliant. Having been recommended L&C by a friend, we used them for our first ever mortgage when were two people with no experience of buying a house and they were very helpful when it came to guiding us through the various stages of the application. We have used them since when it has come to remortgaging and they have always been just as helpful as the first time. Good levels of communication and keeping us "in the loop", always quick to respond to queries and always very helpful. Thoroughly recommend them.


117-119 Houndsditch, London EC3A 7BT, UK – 020 7220 5100

I came in and spoke to Nikki who took care of everything from start to finish. She managed all my expectations and my whole application explaining everything to me in a way that I could understand it. I was able to give my input and we both came to a decision that best suited me. My case was rather difficult but Nikki made sure to find the provider that was perfect for my case and situation. I used to think brokers were a scam but now understand that they're there to help you find a lender that works for your situation. Without Nikki I wouldn't have the home I do now.

We are first time buyers. Anyone that has experienced this knows how nerve wrecking it is. Coreco was recommended to us by the estate agent that was responsible for selling the property. I can say that reaching out to Coreco was the best decision we made throughout this process. Long story, short – we would not have got through this without them. What stood out is how much they care about their clients and how personally involved they were in trying to achieve the goal. They were ncredibly patient; no request was too small. They were truly on our side. Once we got the mortgage, they were still in the conversation trying to push things along – even areas that didn’t involve them. They looked at the whole picture versus their corner of it. Anna Thompson & Abbey Proud are the two people who we worked with and I can honestly say that they are two of the most professional people I have dealt with in any sector. If you are buying or remortgaging, get in touch with them. They are beyond amazing.

The London Mortgage Brokers LTD

Warnford Court, 29 Throgmorton St, London EC2N 2AT, UK – 020 7412 8930

Chris is an amazing mortgage broker who helped me negotiating simultaneously a Buy-to-let and a residential mortgage. He also continues to provide sound advices even after the mortgages have been taken up. I couldn't recommend him and his team highly enough.

I work in the property industry and have dealt with many brokers over the years and for me Phil is by far the best. Professional, pro-active and most importantly I can trust the advice he gives. This is the 2nd mortgage he has helped us with and I will be straight back to him on the next occasion.


AS Financial Central London Mortgage Broker

10-16, Elm St, London WC1X 0BL, UK – 020 3301 6690

AS Financial have been great for us. Professional, prompt, knowledgeable and always extremely polite. Chris D'Arcy took us all the way through new life and health insurance and income protection. We didn't even know it needed updating until he advised us and he then took care of the whole thing, getting us the most appropriate cover at the best price. It was very hassle free, which as we'd just moved house and were planning a wedding was a huge bonus. Very efficient and very friendly, can't recommend him highly enough :)

This review is way overdue but I would be doing this company a disservice if I didn't mention how great and attentive they were. I found AS Financials through a forum where Martin was highly praised for his service so I decided to give them a call. They were not wrong. They were very attentive, FRIENDLY, and willing to help every step of the way so thank you Martin for helping me complete the first step of the process. After the mortgage was sorted I spoke with Chris D'Arcy who was very patient with the numerous questions I had to ask. In fact it took several months for us to complete due to circumstances on my part and Chris was still as attentive as before, spending lots of time on the phone with me and looking at varying options that would suit me. I will DEFINITELY recommend this company and would be using them again in future.

Alexander Hall Shoreditch Mortgage Broker

86-90 Curtain Rd, London EC2A 3AA, UK – 0800 038 3736

Comprehensive knowledge and super efficient! I had a challenging buy-to-let mortgage requirement which was complex in execution, and my previous broker failed in identifying banks which could do the deal. Alireza at Alexander Hall then came into the picture, we had the mortgage offer in a very short and painless process and at an incredibly competitive rate. Since then I've had three mortgages with Ali, including my own home. He's knowledgeable, warm and extremely professional. I would never go with anyone else and cannot recommend him and AA enough.

Great service. Advised us on two buy-to-let mortgages in an efficient manner with favourable rates. Very friendly and professional. Cannot recommend Ali enough.

Summit Capital Mortgages London

Warnford Court, 29 Throgmorton Street, London EC2N 2AT, UK – 020 3432 1423

I was looking to borrow a relatively large amount on my new purchase. I spoke with another broker that was quoted in the Telegraph as being a specialist in large mortgages. However, the options they presented to me were pretty poor and didn't really fit with what I was looking to do. I then found Summit Capital Mortgages and they provided me with a fantastic mortgage offer through a small private bank, I hadn't come across before. The mortgage is now completed and I will definitely look to use Summit Capital Mortgages again in the future.

One of the more honest mortgage guys I know. And he can get creative too. Highly recommended.