This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

Funding Circle

71 Queen Victoria St, London EC4V 4AY, UK – 020 7401 9111

Several years ago the Funding Circle provided First Technology Transfer with a loan to help develop our next generation real time programming courses. This year we approached them for a further loan to fund the development of a series of distance learning programs. We obtained a further loan. The whole process was dealt with courteously and professionally. Many thanks to all concerned.

Excellent service and perfect fit for our Company. We needed a short term loan to buy a property. The loan was set up and in our account within 2 weeks of making contact with Funding Circle. No obtrusive and irrelevant questions, just a straight forward approach with a very positive outcome - thank you

Zopa

47-49, Cottons Centre, Tooley St, London SE1 2QG, UK – 020 7580 6060

It a n9ce office overlooking the Thames. From the Windows it's like you standing on the water!

Brilliant experience throughout. The experience of applying for a loan was smooth and the CS team helped me resolve my document issue thoroughly and were very friendly. Thank you :)

RateSetter

6th Floor, 55 Bishopsgate, London EC2N 3AS, UK – 020 3142 6226

An excellent service. I've never had a loan at such a low APR rate. I was over the moon when I was accepted for £4300. Like most people applying for credit my heart was in my mouth waiting. I applied online on a Sunday which probably didn't help matters. Who cares? 48hrs give or take, I was accepted and the next day I had the money in my account. I love how I'm debited as normal from my bank account but I can also add extra payment whenever I want + clear the dept completely ...at the original set rate when ever I want! Big banks take note!!!

More than happy with every aspect of my loan. Never had a loan before so was a little unsure but they made it so straightforward. Would definitely recommend this service.